What are my options if I am being sued for debt?
Credit card debt and consumer debt lawsuits can hold promise for individuals. The moment you are sued by a debt collector, the plaintiff is required to prove the debt. In many cases, they lack the resources to do so. By working with a knowledgeable attorney, we can come up with a variety of solutions to defend against.
What do I do if I’m being sued by a credit card company?
The worst thing to do is to not show up for your court hearing. In most cases, credit card debt is not the only issue. The best course of action is to approach your entire debt load to bring all accounts current.
Why am I being sued?
In most cases a lawsuit is the last option companies with to pursue. If you cannot pay your bill or bills, a Debt Assistance lawyer can negotiate reasonable payment terms or discuss bankruptcy solutions. We can represent you in court or devise a strategy to address your debt all together. We commonly defend against lawsuits stemming from:
- Personal loans
- Business contracts
- Lease agreements
- Business leases
Should I attend my scheduled hearing?
Definitely. If you fail to appear for a court hearing, the other side automatically wins. At that point, the plaintiff can garnish wages or go after available funds in any existing bank account. We strongly recommend working with a lawyer rather than representing yourself in these situations.